Services

We work with clients to construct personalized investment plans based on unique financial goals. Whether you need reliable income during retirement or are focused on long-term growth, we develop an investment strategy designed to support your objectives and adapt as your needs change.

  • We create retirement plans for individuals just getting started building their retirement, or individuals nearing retirement with income needs. This involves opening suitable accounts for clients such as Roth IRA’s, Traditional IRA’s, SEP IRA’s, Beneficiary IRA’s, Living Trusts, and more.

  • Whether you're investing for a major purchase or building long-term wealth, we work with each individual client to meet their investment objectives.

  • Ensuring that your dependents are set up properly for their education needs. Tax advantaged accounts such as 529 plans save for educational expenses tax free (must be used for qualified educational expenses).

  • There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

    With those considerations in mind, we will work with you to build a diversified portfolio across multiple asset classes that align with your financial goals, investment objectives, risk tolerance, and time horizon.


  • We work with clients to ensure they are utilizing tax efficient accounts. We offer SEP IRA’s, Roth IRA’s, Beneficiary IRA’s, Living Trusts, Municipal bonds, Annuities, 529 plans and other various investment options that tailor to the clients needs.

  • We work with each client to determine their own individual goals. We build a financial plan based on their time horizon, risk tolerance and objectives.


  • We pride ourselves in building a relationship with each client and having strong communication. We constantly review client portfolios to ensure that they are up to date and meeting the clients investment objectives.

Frequently Asked Questions

  • There is not a set minimum to get started working with us. Edward and Michael work with a variety of clients ranging from people just getting started with investing, to people who have been investing for many years and are nearing retirement.

  • A CERTIFIED FINANCIAL PLANNER® (CFP®) professional has completed extensive education, passed a comprehensive examination, met experience requirements, and committed to ongoing continuing education and ethical standards established by the CFP Board.

    The CFP® certification covers key areas of financial planning, including retirement planning, investment planning, tax planning, insurance, estate planning, and education funding. This broad knowledge helps CFP® professionals develop personalized financial strategies based on each client's unique goals and circumstances.

  • The procedure of opening a new account begins with having a consultation with Edward or Michael. During this consultation, you will provide them with important financial and personal information to help them determine which accounts and investments are most suitable for you and your needs. They are there to guide you and assist you with any questions you may have throughout the process.

  • A 401k is a retirement savings plan typically offered through an employer. An IRA (Individual Retirement Account) is opened and managed by an individual. Both account types are designed to help you save for retirement and may offer tax advantages (subject to IRS rules and eligibility requirements). A 401k may include employer matching contributions and generally has higher annual contribution limits than an IRA. It is important to carefully look at your current plan and explore all options. The right choice depends on your employment situation, retirement goals, and overall financial plan.